I have come across many of my friends who do not know that you can get your credit report from the 3 major credit bureaus, Equifax, TransUnion and Experian for FREE !
I'm not talking about ads that we see online and on TV like freecreditreport.com.
They will give you your credit report once for free, but also sign you up for a bunch of other stuff that you don't need.
The site I'm talking about is http://www.AnnualCreditReport.com
This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.
Rule of thumb: If you have to enter credit card information, its not FREE!
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