Was it a particular event in your life or a series of events that took place over a period of time ?
I was recently asked this question and this got me thinking in the past, year 2002, to be precise.
My answer was: After I got married! I realized that I'm responsible for someone else too. I had to have control over my finances for us to enjoy the basic necessities in life, like, buying a home and sending our kids to the best schools and colleges money can buy. In 2002, I was also introduced to the Suze Orman Show on CNBC, and her advice really helped.
I posed this question in MBN forums that has the best Personal Finance bloggers of this age.
Below are their responses!
Debt Free Revolution says "26 Dec 2006 was when I started to get a clue. A couple days later I jumped in with both feet and haven't looked back. That was the day I first heard Dave Ramsey on the radio while driving through louisville, Ky."
Punny Money says "2000-ish, when I was 17 and became the primary income earner for my household."
Generation X Finance says "Early 2005, after a few less than successful business ventures resulted in an overwhelming amount of debt.
Poorer Than You says "Call me the blogosphere success story - I started caring about my finances after I started reading personal finance blogs! "
Plonkee says "When I left university and got a real job."
Financial Dominance says "I've always leaned a bit toward taking good care of my finances until I decided to move in with my girlfriend during the last year of college. I didn't have any income to speak of, but we still decided to party like it was 1999 (except it was 2001).
After exiting college and getting my first job, we have stepped back on track and never looked back."
No Credit Needed says "April 5, 2005... day of my first blog post... http://www.ncnblog.com/2005/04/05/welcome-aka-the-very-first-post/ "
CashGoat says "July 2006. It was after reading the total money makeover. It felt like common sense completely broadsided me. It made me wonder why I had just accepted debt as a "normal" way of life when I clearly didn't need to be in such a deep hole and in fact could prosper if I wasn't. I'm still kicking myself in the rear but heading back in the right direction now. I'm very thankful for having found Dave Ramsey on XM in April of that year while on a drive to see my girlfriend who lived 2 hours away."
financeispersonal says "2004 when I realized that I actually had to pay for college and borrowing up to my eyeballs probably wasn't the best way to go. "
www.gatherlittlebylittle.com says "Earlier this year, I had a personal circumstance that caused me to re-look at a whole mess of things in my life, one of them being my finances.
I started reading blogs, found Dave Ramsey and decided to become debt free. I started a blogger personal blog and found most of my posts were personal finance related and decided to take the next step and create a real blog. My first blog post was on July 1, 2007 on Gather Little By Little."
www.greenpandatreehouse.com says "When I got engaged (May 2006) I knew I had to get serious about my credit card debt. I managed to pay them off 1 month after the wedding. Now I'm trying to pay off my auto loan and in less then a year I have to wok on my student loan."
Moolanomy says "After I graduated college and got my first real job. Once I have to earn my own money, I quickly realized how irresponsible I have been with my parents' money."
www.onlinesavingsblog.com says "the end of 2005, after I met with an Ameriprise advisor (found through a free lunch thing). Their shtick sounded too good too be true (which it is) so I went and did research. But they did introduce me to ING, which led to my online savings account passion ... "
A Penny Closer says "When we decided we wanted a new home. We sat down to look at our finances and realized we couldn't afford to move. That's when we started budgeting and working towards that goal."
So, what was the event in your life that triggered you senses to take better care for your finances ??
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